Transaction monitoring specialist - Payments Fintech

Review and work transaction monitoring alerts across both fiat and stablecoin transactions

Investigate unusual transaction patterns, velocity, and counterparty activity

Compare transaction behavior against customer profiles to assess consistency

Document clear, evidence-based investigation conclusions

Escalate suspicious activity according to internal procedures and support STR/SAR case preparation

Review payment exceptions, rejected transactions, and unusual beneficiary activity alongside the Operations and Payments teams

Maintain accurate case records within agreed SLAs

Support customer queries and banking partner requests relating to KYC/KYB, AML checks, and documentation, working with Customer Success

Flag recurring issues or patterns to the Compliance Operations team to support process improvement

While primarily transaction monitoring-focused, the role may include onboarding and client screening review; KYB/KYC experience is a plus

3+ years of experience in transaction monitoring, AML operations, or fraud/risk operations, ideally within fintech, payments, or an EMI/PSP

Working knowledge of AML/CFT fundamentals, EU sanctions regimes (EU, OFAC, UN lists), and PEP screening, with awareness of French regulatory expectations (ACPR guidelines, TRACFIN reporting obligations)

Strong attention to detail and the ability to manage high case volumes

An analytical mindset, comfortable examining transaction patterns and fund flows to reach well-evidenced conclusions

Ownership of workload and sound judgment, escalating promptly to the MLRO or compliance lead when needed