Onboarding specialist- Payments Fintech
About This Role
Merge is hiring a 1LoD Onboarding Specialist to support customer onboarding across fiat and stablecoin flows. The role involves conducting KYC/KYB reviews, periodic reviews, and screening of customers and counterparties, and is well suited to someone looking to grow into broader Compliance or Compliance Operations positions.
What You'll Be Doing
Conduct KYC/KYB reviews for individuals and businesses at onboarding
Review corporate structures, UBOs, directors, shareholders, and source of funds/wealth
Perform CDD and, under guidance, EDD on higher-risk customers
Run PEP, sanctions, and adverse media screening, clearing or escalating matches as needed
Assign risk classifications and flag inconsistencies or red flags in documentation
Support periodic and event-driven customer reviews
Maintain accurate case records within agreed SLAs
Support customer queries and banking partner requests related to KYC/KYB, AML checks, and documentation, working alongside Customer Success
Flag recurring issues or patterns to the Compliance Operations team to help improve processes
Potentially assist with transaction monitoring review, as this may fall within the role's scope alongside onboarding
What We're Looking For
3+ years of experience in KYC/KYB, AML operations, or fraud/risk operations; background in fintech, payments, or an EMI/PSP preferred
Working knowledge of AML/CFT fundamentals, EU sanctions regimes (EU, OFAC, UN lists), and PEP screening, with awareness of French regulatory expectations (ACPR guidelines, TRACFIN reporting obligations)
Strong attention to detail and the ability to manage high case volumes without cutting corners
Analytical mindset, comfortable examining transaction patterns and fund flows to reach well-evidenced conclusions
Ownership of workload and sound judgment, escalating promptly to the MLRO or compliance lead when needed
Bonus Points
Experience in transaction monitoring and/or fraud investigation
Ready to Apply?
To submit your application for this position, please visit Merge Money Ltd.'s official website and follow their application process.