Risk Manager (Card Issuing)
"About The Role"
About This Role
This is a senior individual contributor role on Reap's risk team, focused on card issuing. You'll own strategic risk projects that shape Reap's expansion into new markets, working at the intersection of traditional finance and stablecoin-powered products.
What You'll Be Doing
Own fraud risk management for card issuing products as Reap expands into new APAC markets, ensuring controls, configurations, and scheme policy requirements are in place at launch and maintained afterward.
Evaluate and onboard new BIN sponsorship clients through structured risk analysis, set initial risk configurations, and provide ongoing governance oversight of the sponsored portfolio.
Design and implement automated monitoring workflows for fraud alerts, scheme notifications, and client- and merchant-level risk signals to reduce manual work and improve response times.
Lead fraud incident investigations, including BIN attack response, post-mortems, and cross-functional coordination.
Partner with the data team to build and own the risk dashboards and intelligence the team relies on, shaping how risk data is presented and used, in the absence of a dedicated risk data analyst.
Work directly with clients to assess their risk appetite, quantify fraud exposure, and define appropriate controls and thresholds, acting as a trusted risk partner.
Use risk metrics, dashboards, and analytical tools to support evidence-based decisions across stakeholders.
What We're Looking For
8+ years of experience in risk management within a card issuer or acquirer environment, with deep knowledge of card fraud, disputes, and risk operations.
Strong background in fraud and risk management, ideally in card issuing or payments/acquiring.
Fintech or tech-company experience strongly preferred, with comfort operating in lean, fast-moving teams.
Self-driven ownership — able to drive projects end-to-end without day-to-day guidance, identifying problems and proposing solutions.
Project management skills — setting timelines, tracking progress, and surfacing blockers proactively.
Strong stakeholder management, with the ability to communicate complex risk topics clearly to non-technical audiences.
An outcome-oriented approach, framing work in terms of metrics and business impact.
Strong risk analytics skills paired with the ability to present findings clearly; SQL is a bonus but not required.
Demonstrated ability to manage strategic projects across multiple functions and geographies simultaneously.
Bonus Points
Background in a high-growth fintech, payments, or startup environment.
Experience at a leading modern payments or card platform.
Familiarity with stablecoin or web3 financial infrastructure.
Experience with data and BI tools such as Looker, Snowflake, or similar platforms.
Why Join Us
Flexible hybrid/remote work environment with a global, collaborative team.
Insurance coverage after probation.
Use of AI tools at work, with space to learn and experiment with them.
A culture of innovation, inclusion, and continuous learning.
About Reap
Reap is at the forefront of revolutionizing digital asset management, building innovative blockchain and Web3 solutions that empower businesses and individuals globally. We are a dynamic team dedicated to creating secure, efficient, and transparent financial ecosystems through cutting-edge decentralized technologies. Our mission is to democratize access to financial services and push the boundaries of what's possible in the crypto space, fostering a future where digital assets are seamlessly integrated into everyday life. Our culture at Reap is built on collaboration, continuous learning, and a passion for Web3 innovation. We value bold ideas, analytical rigor, and a commitment to excellence. We foster an environment where every team member is encouraged to contribute, experiment, and grow professionally, working alongside some of the brightest minds in blockchain development and strategy. We believe in open communication, mutual respect, and celebrating both individual and collective achievements as we navigate the exciting challenges of the decentralized world. Joining Reap means becoming an integral part of a forward-thinking company that is actively shaping the future of finance and technology. If you are a talented professional eager to make a tangible impact and thrive in a fast-paced, high-growth environment, we invite you to explore career opportunities with us. Contribute to building groundbreaking blockchain infrastructure, solve complex challenges, and help us redefine the digital asset landscape. Your journey to pioneering the next generation of Web3 solutions starts here.
Ready to Apply?
To submit your application for this position, please visit Reap's official website and follow their application process.