Senior Risk Analyst, Payments Risk Operations
"What You'll Be Doing"
What You'll Be Doing
Taking ownership of escalations from Payments Risk Operations and partner teams — including high-dollar losses, suspected fraud rings, and high-profile accounts — and making final, evidence-backed decisions
Leading the response to emerging fraud patterns, from initial detection through root cause analysis, loss assessment, and remediation
Maintaining expert-level knowledge of review workflows, SOPs, and risk controls, and keeping them updated as products and threats change
Partnering with Risk Modeling and Analytics to measure rule and model performance, tuning controls to reduce losses while minimizing customer friction
Presenting findings and recommendations to Risk leadership and partners in Product, Engineering, and Customer Support, and coaching analysts to improve accuracy and consistency
What We're Looking For
7+ years of experience in payments risk, fraud operations, or fraud investigations, including experience serving as an escalation point for complex cases with decision-making authority
Deep understanding of ACH, cards, wires, and crypto payment rails, including where fraud exposure occurs in each, along with a proven track record of improving risk controls, rules, or models based on investigation findings
Proficiency in SQL and hands-on experience tracing funds on-chain using blockchain analytics tools
Experience reviewing analyst decisions for quality and SOP adherence, with demonstrated ability to communicate complex risk decisions to both technical and non-technical stakeholders
Responsible use of generative AI, maintaining human oversight to produce business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality
About Coinbase
Coinbase is at the forefront of building a more open, accessible, and efficient financial system globally through blockchain technology. Our mission is to increase economic freedom in the world, and we do this by creating a reliable and easy-to-use platform that empowers individuals and institutions to participate in the burgeoning digital asset economy. We are committed to developing innovative tools and infrastructure that drive the future of finance, fostering a world where digital assets are universally understood and adopted. Our culture thrives on curiosity, collaboration, and a relentless pursuit of excellence. We believe in empowering our teams to take ownership, experiment with new ideas, and solve complex challenges with creativity and integrity. At Coinbase, you'll find a dynamic and inclusive environment where diverse perspectives are valued, and continuous learning is encouraged. We're building a future that demands bold thinking and a commitment to our shared vision. Joining Coinbase means contributing to a revolutionary shift in finance, working alongside some of the brightest minds in blockchain and technology. With 403 open positions, we offer unparalleled opportunities for professional growth, impact, and the chance to shape an industry from the ground up. If you're driven by a passion for innovation and want to build a world where economic freedom is a reality for everyone, explore career opportunities with us.
Ready to Apply?
To submit your application for this position, please visit Coinbase's official website and follow their application process.