Product Manager, Fiat & FCM
About This Role
This is a high-impact, product leadership position sitting at the intersection of regulated finance and blockchain-powered trading infrastructure. As Product Manager, Fiat & FCM, you'll own the full fiat strategy for our Futures Commission Merchant (FCM) and regulated US trading business — the critical rails that let institutional, private, and retail clients fund and withdraw from a CFTC/NFA-compliant environment instantly and reliably. With FCM as one of Crypto.com's top strategic growth bets, you'll have outsized influence over how we scale banking infrastructure across markets, currencies, and eventually other business lines across our broader distributed ledger ecosystem.
What You'll Be Doing
Define and own the end-to-end fiat product roadmap for FCM, setting the strategic direction for money movement across a regulated crypto trading platform
Architect the banking-rail strategy — selecting partner banks, payment rails, and settlement models that scale across geographies and currencies
Own accountability for core metrics: Total Funds Flow, acceptance rates, settlement speed, and cost-per-transaction
Collaborate with compliance, treasury, engineering, and smart contracts teams to ensure customer funds are properly segregated, settled, and secured
Partner with globally distributed stakeholders across APAC, EU, and US to remove blockers and keep delivery timelines on track
Continuously improve workflows and tooling to increase release velocity across fiat and crypto product launches
What We're Looking For
Proven product management experience in fintech, payments, or crypto/web3, ideally with exposure to regulated trading environments
Deep understanding of fiat payment rails, banking partnerships, and settlement infrastructure
Familiarity with blockchain-based trading platforms, DeFi mechanics, or digital asset custody is highly valued
Strong analytical skills with comfort owning quantitative metrics like funds flow and transaction costs
Excellent cross-functional communication skills, with experience working across distributed, multi-timezone teams
A builder's mindset — comfortable navigating ambiguity in a fast-scaling, regulated environment
Bonus Points
Experience with FCM, derivatives, or CFTC/NFA-regulated products
Background working with smart contracts or distributed ledger settlement systems
Prior experience scaling banking infrastructure across multiple currencies or jurisdictions
Why Join Us
Competitive compensation with meaningful equity and crypto-linked incentives
A flexible, globally distributed culture built for async collaboration across time zones
Direct influence over foundational infrastructure powering one of the industry's fastest-growing regulated crypto platforms
Continuous learning opportunities at the cutting edge of blockchain, DeFi, and institutional trading innovation
Requirements
Responsibilities FCM Funding & Regulated Fund Handling Own the fiat funding and withdrawal experience for the FCM platform, including customer fund segregation, margin funding flows, and the operational data behind daily segregation computation and regulatory reporting. Payment Rails Select and integrate rails based on speed, reversibility, and cost — ACH, FedWire, FedNow/RTP in the US, and SEPA / SEPA Instant / FPS and other schemes as the platform grows across markets and currencies. Strategic Bank Partnerships Lead assessments, commercial negotiations, and technical integrations for direct bank relationships that can support a regulated trading entity — securing preferential rates, dedicated service levels, segregated-account structures, and custom solutions. Includes exposure to specialized charters (e.g. SPDI) where relevant. Global Banking Network Build and optimize payment infrastructure across markets, ensuring maximum rail coverage and uptime for fiat access — extending the FCM funding model to additional geographies over time. Speed & Latency Select and integrate payment rails based on transaction-speed requirements (T+0 vs T+1) to support instant trading activity and margin calls. Liquidity & Settlement Structure banking partnerships to maintain near-zero-downtime liquidity for mass user pay-outs and high-frequency trading settlement. Acceptance Rate Optimization Drive improvements in pay-in acceptance across card and bank-transfer channels by optimizing processor relationships, fraud rules, and compliance logic. Payment Orchestration & Routing Design and own the logic for a dynamic routing engine that selects the optimal rail in real time based on user segment, jurisdiction, currency, speed, and risk profile. Institutional On-Ramp Build compliant, scalable fiat solutions for institutional trading clients — including segregated bank accounts, high-value wire processing, and bulk pay-out APIs. Requirements Direct experience with a CFTC/NFA-regulated FCM, futures broker, or regulated trading platform — including familiarity with customer fund segregation, margin funding, and regulatory fund-handling obligations. Deep hands-on knowledge of payment rails across multiple markets — US (ACH, FedWire, FedNow/RTP) and ideally EU (SEPA, SEPA Instant) — including reversibility, settlement timing, and their trade-offs for a regulated trading business. Experience with direct bank integrations (not just white-label PSPs) and commercial partnership negotiation; exposure to specialized banking charters (e.g. SPDI) a strong plus. 7–10+ years of product leadership, with at least 7 focused on payment infrastructure, core banking, or regulated trading/brokerage products. Demonstrated success building and scaling payment rails in a high-volume, real-time environment. Track record of leading payment orchestration and dynamic routing logic in production. Experience building fiat solutions for institutional clients (segregated accounts, wire processing, bulk APIs). Technical acumen across complex API products, data flows, and payment-protocol integrations. Hands-on experience with core banking platforms and/or payment-scheme integrations (ACH, FedWire, SEPA, SWIFT, FPS, etc.). Able to work across APAC, EU, and US time zones and communicate effectively with globally distributed teams. Strong people management — you develop and hold a high bar for your team. Excellent stakeholder management across engineering, legal, compliance, finance, and senior leadership.
Ready to Apply?
To submit your application for this position, please visit Crypto Pro Network's official website and follow their application process.